Need an appraisal in Clever or Christian County?
Here are the top 7 reasons why MO homeowners need Kelli Hand Appraisal Company, LLC:
Need help deciding the price of your house in or near Clever, MO?
At Kelli Hand Appraisal Company, LLC, we understand the particular needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours. Need to remove PMI?A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Kelli Hand Appraisal Company, LLC, we're experienced in helping people just like you remove unneeded and unwanted PMI insurance. Challenging Christian county's assessment of your propertyYour local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Kelli Hand Appraisal Company, LLC is your number one weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. An expert appraisal from Kelli Hand Appraisal Company, LLC can help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house. |